Disclaimer

The Canadian Fraternal Association/L’Association Fraternelle Canadienne (referred to henceforth as "CFA/AFC") is a trade association of fraternal benefit societies operating in Canada. The CFA/AFC was first established in 1891 and incorporated federally in Canada in 1995. Our head office is in Waterloo, ON. CFA/AFC operations are governed by its corporate by-laws, and the laws of Canada and the Province of Ontario applicable therein, govern the use of this website.

Terms and Conditions for Use of this Website
This site is provided for personal, non-commercial use by member societies of the CFA/AFC and other interested parties. If the user cannot agree with any of the following terms and conditions, please do not use this site. The CFA/AFC may revise these terms and conditions from time to time. Visit this page periodically to review current terms and conditions.

Privacy
Any information provided directly or indirectly through our website is for use of the CFA/AFC or its members only. The CFA/AFC does not sell names, addresses of those who make inquiries to members or third party organizations. We will only share information in situations where the law requires.

Limitations
The information provided here on this website is for general reference of our members and other interested parties. While we have made reasonable efforts to ensure the information on the site is correct, It may contain inaccuracies or typographical errors. The CFA/AFC does not warrant the quality, accuracy, timeliness or suitability for any particular purpose of any information contained herein and will not be liable for damages resulting from the use of information on this website.

Links to our members and other Web sites
This site includes links that connect to other websites. While the CFA/AFC supports its members and the principles of fraternalism in general, each Society stands on its own merits. The CFA/AFC makes no endorsements and no assurance, representations or warranties with respect to its member societies nor does it make any assurance, representation or warranties with respect to the accuracy, quality condition or completeness of the information contained member societies or third party websites. Similarly, links to other Web sites should not be considered to be an endorsement of any kind.

Rights to Materials
The CFA/AFC is the owner of the intellectual property rights to material on this website. You may not make commercial use of this material. You are welcome to display on your computer, print, down load and use the material on this site for non-commercial, personal or educational use provided that you do not modify such material. Any other use, including the reproduction, modification, redistribution or retransmission of content on this site without our express permission is prohibited.